Hurricane damages: An Overview

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Troubles are over when you enlist our help. Once you experience hurricane damage, your world turns upside down. It’s often difficult to know just where to begin and what steps to take next. We will be there for you from the first moment, guiding you through the claims process, making sure that all of your rights are protected, and helping you get back on your feet faster than ever before.

A hurricane can devastate a home in a short amount of time, with flooding and high winds being the most common threats. It's important to know what homeowners insurance covers in the event of a hurricane, which includes understanding your policy, notifying your insurer and making necessary repairs.



Homeowners are well-advised to have the proper hurricane damage claims Ft Lauderdale in place if they live in a hurricane zone. There's nothing worse than filing a claim for damage caused by a storm, only to have your insurance provider refuse your claim on technicalities or otherwise low-ball you. This is why you need a policy that includes windstorm and flood insurance.

Additional living expenses (ALE) insurance is a type of homeowners insurance coverage. It helps pay for additional living expenses you have following a covered loss, like the cost of staying in another place while your home is being rebuilt or repaired. If a hurricane hits your town and destroys your home, ALE will help replace your lost income during the time needed to repair or rebuild it. Some policies only have limited coverage amounts and limited duration; other policies include higher limits and extended duration to help cover more uninsured costs associated with a major loss.

If you are one of the many people living in a coastal area, it's important to understand the limitations of your homeowners insurance policy. If you only have a basic insurance policy, many things are not covered in your home policy. Damage from wind-driven waters or storm surge and flood is excluded from a homeowners policy, even if caused by a hurricane. For the past four years, hurricanes have caused above-average flooding. Buy a flood insurance policy if you want coverage for this.

Insurance is designed to help you when you need it most. If a disaster happens and your home has been damaged, make sure you're covered with hurricane damage claims Ft Lauderdale. We'll review your estimate of damages and bring our experienced team of our own public adjusters, contractors, and lawyers to get you fairly compensated. If you want us to review your claim, complete the form below and we will call you back within 24 hours to discuss your next steps.